Topic: "Please pay within 30 days"...uh..yeah, okay..

Forum: Employment, Insurance, and Other Financial Issues — Employment, insurance, and financial concerns are common. Meet others here to discuss and for support.

Posted on: Aug 12, 2010 03:49PM

Posted on: Aug 12, 2010 03:49PM

calamtykel wrote:

Got a whopping bill from my surgeon.  "Please pay within 30 days"  I laughed out loud.  Unfortunately we have a VERY high deductible.  And the hospital bills are now rolling in too.

I feel as if I have the wrong attitude, but none of these places are getting their payments ANYTIME soon.  We've had a significant loss of income when my husband's employer cut his overtime; and I had to take time off from working on line.  The old saying about not getting blood from a stone holds true here.....

anyone have any suggestions?   I looked into "copay" assistance but that's only for chemo treatments.  Are there places that help with prescription drugs (that's coming -with the chemo) and surgery and hospital bills? 

"But when he saw the wind, he was afraid and, beginning to sink, cried out, “Lord, save me!” Immediately Jesus reached out his hand and caught him. “You of little faith,” he said, “why did you doubt?” Matt. 14:28 Dx 6/12/2010, IDC, 1cm, Stage IIA, Grade 2, 2/12 nodes, ER+/PR+, HER2-
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Aug 12, 2010 06:56PM cathmg wrote:

Hi Calamtykel,

I have no words of wisdom, just wanted to commiserate. My husband and I have high deductibles ($3500 each) and have met them this year, and I have outstanding dental bills and bills from the plastic surgeon. A new bill for my dh's colonoscopy came in today-all while we are sending our daughter off to her first year of college ($$$$$$). I don't know how we'll cover it all. My plan is to send in partial payment on each bill.

Next year our deductibles go up to $4000. I told my husband that we can't get sick.

Best wishes,

Catherine

Dx 7/17/2008, ILC, 4cm, Stage IIA, Grade 2, 0/9 nodes, ER+/PR+, HER2-
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Aug 12, 2010 07:25PM gale1525 wrote:

You need get them to take a payment plan. I used the healthwellfoundation.org for co-payments. Good Luck

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Aug 12, 2010 07:34PM - edited Sep 1, 2010 05:49PM by marcy4

This Post was deleted by marcy4.
Dx 1/6/2010, IDC, 4cm, Stage IIB, Grade 3, 3/15 nodes, ER+/PR+, HER2+
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Aug 12, 2010 07:36PM patoo wrote:

Stress kills and then they won't get paid at all!  Do what you can with a payment plan.  From the little I know, as long as you make a regular payment each month, no matter how small, it will help to not totally kill your credit rating, so get them to work with you.  If they don't and you have to declare bankrupcy they, again, won't get paid so it's in their best interest to work with you.  Check lluistro's resource.

Best of luck (and you already know to whom you belong!)

"for we live by faith, not by sight" - 2 Corinthians 5:7 Dx 10/24/2008, ILC, 1cm, Stage IB, Grade 1, 0/5 nodes, ER+/PR+, HER2- Hormonal Therapy 2/11/2009 Arimidex (anastrozole) Radiation Therapy 4/1/2009 Breast Surgery Lumpectomy: Right; Lymph node removal: Right, Sentinel
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Aug 12, 2010 07:52PM revkat wrote:

Many hospitals have funds available to cut the charges for those with financial need. Never hurts to ask. I had a friend with a high deductible policy who had an ectopic pregnancy. Her husband met with someone from the hospital and they basically cut the charges in half. And they they paid it a bit at a time.

Dx 1/28/2008, IDC, 2cm, Stage II, Grade 2, 1/20 nodes, ER+, HER2-
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Aug 12, 2010 10:33PM ibcmets wrote:

I have a patient advocate who provided me a small pamplet "Managing the Cost of Cancer Care" from www.cancer.net.  I think it was written or supported by the American Society of Clinical Oncology.  There's lots of financial resources in it & phone numbers from cancercare.org, cancercarecopay.org, cancerfac.org, healthwellfoundation.org, needymeds.com, copays.org & so many others.  I would contact them for a copy.  Good Luck finding assistance.

Terri

6/2009 stage IV diagnosis w bone mets ,Xgeva , 2015 brain mets, liver metastasis
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Aug 16, 2010 07:37PM gale1525 wrote:

Try to see if you can get Hill-Burton funds www.hrsa.gov 1-800 638-0742.

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Aug 22, 2010 09:14PM ShirleyHughes wrote:

revkat is right.  Check with your hospital.  Tell them you do not have the money to pay the bill/s.  People donate to hospitals and also they get government grants.  They will send you something to fill out if they have a program to help you.  Also, most hospitals do not mind setting up payments IF you can make those payments. 

Good luck. 

God, grant me the serenity to accept the things I cannot change; the courage to change the things I can; and the wisdom to know the difference
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Aug 23, 2010 11:10AM lovemygarden wrote:

And in some states (NY is one but I don't know about others) hospitals are REQUIRED to give you a payment plan if you ask them for one, whether you qualify for any financial aid or not; they cannot legally refuse. And there may be a limit to how much interest they can charge (if any) on such a payment plan.

However, in NY that "must give a payment plan" law only applies to bills sent directly to the patient from a hospital; individual doctors, practices, labs, etc are not required to set up payment plans.

YMWV depending on what state you live in. 

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Aug 23, 2010 11:14AM PauldingMom wrote:

Contact your hospital where you had the surgery. Most hospital, if not all, offer help if you qualify. 
I had double coverage from outside agencies with chemo.Money mouth but couldn't find anyone to help with raditation or surgery. I finally got approved by the hospital which opened up doors on down the line. One year after and I've almost got everyone paid off. Of course this means our deductible is due againFoot in mouth
Remember the women on the Titanic who passed up the dessert cart. Erma Bombeck Dx 5/27/2009, IDC, 3cm, Stage IIA, Grade 3, 0/1 nodes, ER-/PR-, HER2-

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