Topic: 10 major new Health Care Reforms

Forum: Employment, Insurance, and Other Financial Issues — Employment, insurance, and financial concerns are common. Meet others here to discuss and for support.

Posted on: Sep 23, 2010 11:41AM

Posted on: Sep 23, 2010 11:41AM

ananda8 wrote:

As many of you know, the health care reforms are staged over several years.  Here is a list of 10 that are now in effect.  I am providing this for information.  I would appreciate it if we could keep politics out of this thread.

Starting September 22, insurers will be required to:

  • Keep you covered when you get sick: Simple mistakes or typos will no longer be grounds for insurance companies to cancel your insurance.
  • Cover kids with pre-existing conditions: Your kids can no longer be denied health coverage just because they have a pre-existing condition like hay fever, asthma, or previous sports injuries. This protection extends to all plans, except "grandfathered" plans in the individual market.
  • Allow young adults to stay on their parents' plan up to age 26: Even if their first few jobs don't provide health benefits, your kids can still remain covered by your insurance.
  • Remove lifetime limits: You will no longer need to worry about your health insurer limiting the amount of coverage available through their plan if you face an expensive medical condition. This will help Americans who develop chronic conditions from taking drastic measures to avoid medical bankruptcy.
  • Phase out annual limits: Many plans include annual dollar limits on how much medical coverage can be obtained per year. On all non-"grandfathered" plans in the individual market, these limits will be phased out over the next three years.

For any insurance plan that goes into effect after September 23, 2010, your insurance company must:

Many other new benefits of the law have already taken effect, including rebate checks for seniors in the donut hole and tax credits for small businesses. Keep watching, as more rights, protections and benefits for Americans are on the way now through 2014.

To learn more about how health care reform is helping you, visit healthcare.gov.

“Before enlightenment, chop wood, carry water. After enlightenment, chop wood, carry water.”
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Sep 24, 2010 03:37PM ibcmets wrote:

I think these are all good options for any family.  I would think that Democrats, Republicans & Liberals would all welcome  good healthcare for all.

Terri

6/2009 stage IV diagnosis w bone mets ,Xgeva , 2015 brain mets, liver metastasis

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