Topic: Pre-existing Condition Insurance Plan

Forum: Employment, Insurance, and Other Financial Issues — Employment, insurance, and financial concerns are common. Meet others here to discuss and for support.

Posted on: May 7, 2011 07:04AM - edited May 7, 2011 07:06AM by cp418

Posted on: May 7, 2011 07:04AM - edited May 7, 2011 07:06AM by cp418

cp418 wrote:

https://www.pcip.gov/

I came across this site and thought to post here.  Maybe someone may know about it or has more information about it to help others.

http://www.pciplan.com/applicants/rates.html

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May 7, 2011 08:00AM Fearless_One wrote:

Thank you for sharing this.....  

lump/chemo/rads/hyster-ooph/mastectomy/implants
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May 7, 2011 08:14AM pil wrote:

Thank you.   My husband was let go along with 44other employes about 4 weeks ago.  We have decided he is going on medicare, me on cobra and our17 yr old trying to find a private plan for her we can afford.  Being she is healthy and all hopefully wont be too much trouble.  Any suggestions are appreciated. 

 

Diagnosis: Diagnosis: 5/2/2011, 1-1.9cm-Papillary Carcinoma - Grade 1 - 5/25/11 Lumpectomy, removed 6 nodes. Clear Margins 5 Years of Aromasin therapy. Dx 5/2/2011, 1cm, Stage I, Grade 1, 0/6 nodes, ER+/PR+, HER2-
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May 20, 2011 04:04PM Thriver wrote:

I am a long term survivor and have been a cancer insurance advocate for many years.  I've gotten a few patients on the PCIP program in California so far.  However, you cannot have had insurance during the last 6 months - that includes MediCaid, MediCal.  Most cancer patients are not going to be able to go without insurance for six months.  The full program will be in place in 2014.  I would expect that there will be no 6 months wait for that program.  This is just an interim program.

Also, I investigated the PCIP program in another state for a cancer patient who wanted to move.  The other state refused the PCIP program funds from the government.  So, they don't have a program there.  If your state doesn't have the PCIP program, you can apply through the national program.  It isn't as affordable as I had hoped - even with the subsidy.

Thriver

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