Aug 3, 2016 06:28PM LisaAlissa wrote:

Yes. One of the coverages will be primary (first payor) and the other secondary (second payor). Which is which depends on a lot of different things. Generally Medicare doesn't pick up all costs, and you'll want another policy to deal with the balance.

You may want to discuss with your HR department (if there is one...). You also want to talk with someone who is familiar with the rules in your state for insurance policies. You might want to talk with the social worker/cancer navigator/financial counselor where your wife gets her treatment. You might also want to talk with your state insurance department for referrals to the type of person who can provide that sort of advice to you in your state.

BTW, some employers self-fund their health insurance. Notwithstanding privacy rules, it can become very obvious who is the source of high-dollar claims under a self-funded health insurance plan, if your company is a small to medium size entity.

HTH,

LisaAlissa

Aug 7, 2016 03:52PM pajim wrote:

Yes. My husband is on my insurance and on medicare. When he turned 65 the insurance company required him to sign up for Medicare.

He gets all the benefits of my company's insurance. I have no idea who pays for what, but I imagine Medicare pays for some.

You need to talk with your HR department -- particularly to someone you trust there -- and read all the paperwork very carefully.