Mar 20, 2017 11:00AM QuinnCat wrote:
For what it's worth:
All Topics → Forum: Employment, Insurance, and Other Financial Issues → Topic: Anyone else dependent on Obamacare and worried?
Employment, insurance, and financial concerns are common. Meet others here to discuss and for support.
Posted on: Nov 3, 2016 11:18AM - edited Mar 26, 2017 01:03PM by BosumBlues
Posts 1771 - 1800 (1,894 total)
Mar 20, 2017 11:00AM QuinnCat wrote:
For what it's worth:
Mar 20, 2017 11:44AM Amapola36 wrote:
Why isn't the U.S. happier? Social support, trust and generosity all play a role. "We're getting richer, but our social capital is deteriorating," Dr. Sachs said.
All top 10 countries are socialist, and 18 of the top 20! Just saying *grin*.
Mar 20, 2017 12:03PM LilacBlue wrote:
They eat lunch before or at 11:30am, how could they be the happiest?
Mar 20, 2017 01:59PM Meow13 wrote:
SummerAngel, that's what I say. You have to have car insurance so what is the big deal about having health insurance.
Mar 20, 2017 02:07PM - edited Mar 20, 2017 02:08PM by Artista928
Don't think you can compare car and health insurance. You don't have to have car insurance if you don't own a car, and many folks don't. Those of us who do, rates don't sky rocket like health insur does. My rate has gone up $20 for car insur over the past 5 years. I have a clean slate. I drive safe. If someone causes me to be in an accident, my rate won't go up and his/her insurance will have to pay. Health care? How much has premiums/rates/costs gone up every year regardless???? Also, who doesn't want to have health insurance? Probably the young and the healthy, but on this board, everyone wants it. Majority of us don't want to be put in high risk pools and the costs that come with that for the if in case stuff.
Mar 20, 2017 04:08PM Meow13 wrote:
You are right the comparison is not really a good one.
Mar 20, 2017 05:43PM Hopeful82014 wrote:
It's not a perfect comparison but there are some aspects that work. Combine it with all of having to pay for schools regardless of whether we have children or not and it comes pretty close.
Mar 20, 2017 09:03PM Artista928 wrote:
I don't know about that. Ultimately without our health, we have nothing. All of us have been sidelined at some point or another in this journey, and many still are. The Trump admin doesn't think the program to feed our kids in school is important. For many, that's the only meal they get. And how is a kid going to learn/focus if he/she is hungry. At least in school he/she is fed one meal when there.
Make it universal healthcare and just watch people go to the doc when they should rather than wait until it's either too late, too advanced so costs more, or to the very expensive ER they go. No wonder other countries people live longer. They don't have to worry about affording the meds v food to survive.
Mar 21, 2017 08:11AM cive wrote:
Automobile insurance may cost you $100/month while health insurance may cost $1000/month. So there are some people that absolutely can not afford health insurance without some help. If resources are provided to make health insurance affordable, then I believe that it should fall into the same category as automobile insurance and be a requirement. Not everyone contributes support to schools, only those that actually own property since it is supported at the local level in most places.
Mar 21, 2017 08:25AM SummerAngel wrote:
The car insurance comparison was just an illustration, I never meant to imply they are the same. However, it's not true that your rates generally won't go up unless you do something "wrong". Rates in Colorado just went up 5-10% for nearly everyone, including me, because of the state I live in. It's easily Googled if you want to read about it.
Mar 21, 2017 10:09AM QuinnCat wrote:
I don't know why car insurance was brought up to begin with, but here's where it might be compared. We are all suppose to have it in my state, by law. Maybe not for the reason to protect oneself in an accident, as in health insurance, but to take the burden off of other drivers that would have an accident with someone uninsured, though we still carry "uninsured" motorist coverage.
It's sort of like not having to pay for the 28 year old who thought he was too healthy to buy health insurance and the rest of us end up paying for him anyway when he/she goes to the emergency room.
And here's another way it could be comparable. If there are a bunch of cheap health insurance plans with lousy coverage out there, perhaps we will end up paying for those that decide to purchase those plans too. In car insurance parlance, that is insuring against the "underinsured" motorist. And if you don't have that in your car insurance plan, you should look into it. And here I deviate. I know of a young woman who was a passenger in her friend's car - the friend had bare bones car insurance. They had a horrible accident and this woman's insurance did little more than an ambulance ride. At that point, the passenger was able to go after her own car insurance because she had good "underinsured" motorist coverage.
Not all insurance is created equal and I fear the GOP will be selling us trash, or likely nothing in rural areas, where markets cannot be created. Of course, unlike the way they treated Obamacare (hoping it would fail), they will surely protect insurance companies thru the process so that it appears the market is doing ok...until years later they pull the plug and we are back to 2008.
Mar 21, 2017 12:11PM pupmom wrote:
I have no doubt that the GOP will feed us trash "insurance." Until at least 2018 they are in charge, so we have to do whatever we can to protect ourselves.
Mar 21, 2017 12:19PM april485 wrote:
WASHINGTON ― President Donald Trump made a personal pitch for his Affordable Care Act repeal bid Tuesday, promising that Republicans who vote against the bill will face political consequences.
With a House vote on the Republican plan set for Thursday, both more moderate and more conservative lawmakers are raising serious objections and questions about whether the bill can pass.
Trump argued that the party's future ― and by extension, his legacy ― is on the line. And if members did not fall in line, especially the conservatives of the House Freedom Caucus, Republicans would pay a price.
"If the Freedom Caucus kills this bill, which they could, then they will have voted to continue Obamacare, which, as the president pointed out, in 2018 probably means we would lose the House and the Senate," said Rep. Chris Collins (R-N.Y.).
"This is do or die on Thursday for the Republicans in the midterm election," Collins said.
Indeed, the legislative stakes are high for a new president who brings with him no experience shepherding major bills through Congress, having never served in government. Both his political capital and much of his remaining domestic legislative agenda rests on passage of this, lawmakers said. Trump seems to recognize that, and his 45-minute pitch to House Republicans came as members on both sides of the Capitol were weighing revisions to make the bill more palatable to all.
But even with these moves and the stakes Trump laid out Tuesday, the president ― at least so far ― appeared to have swayed only a few votes.
"I moved from a lean no to a no," said Rep. Lou Barletta (R-Pa.), a former Trump surrogate who said he is worried undocumented immigrants would take advantage of the GOP plan.
More troubling for Trump and House Speaker Paul Ryan (R-Wis.), however, was that they do not appear to have won over Rep. Mark Meadows (R-N.C.), the chairman of the House Freedom Caucus.
"They do not have the votes right now," Meadows said, adding that he doubted his colleagues would get on board if leaders delay the vote.
"I've had no indication that any of my Freedom Caucus colleagues have switched their vote," Meadows said. "I'm not giving numbers. There's still more than enough to make sure that we need to continue the discussion."
Still, other Republicans were all in with Trump, largely because of the political implications if the GOP fails.
"He said look, if you don't get behind this, you all ran on repealing Obamacare. It looks like you'd be ripe for a primary if you don't keep your promise," said Rep. Blake Farenthold (R-Texas).
Even that was not sufficient for some of the GOP's more maverick conservatives.
"I think if we do do this, we lose the majority," said Rep. Mo Brooks (R-Ala.).
Trump singled out Meadows in the closed-door meeting, noting that Meadows was for Trump before Trump was even a candidate, several members said. He also ― apparently jokingly ― told Meadows "I'm coming after you!" according to Rep. Bill Flores (R-Texas), who said the line nevertheless got cheers.
"The way the crowd responded was pretty interesting," Flores said.
Interesting was not the word Meadows used to describe the overall situation, even as he professed to have faith in Trump.
"I certainly still think the president is the best guy to bring this home and close this deal out," Meadows said. "Hopefully we'll be able to do that, but if everyone's entrenched at this particular point, it's going to be a very difficult 48 hours."
Trump was setting up meetings with individual holdouts in the Freedom Caucus, but it was unclear what he could offer them.
Meadows told reporters that Ryan and the other House leaders were no longer negotiating changes.
Mar 21, 2017 02:14PM Scwilly wrote:
Bully Trump in action. In my opinion, I think passing this bill will (hopefully) not go down well with the electorate. The politicians are dammed if they do and dammed if they don't.
Mar 22, 2017 02:19PM Meow13 wrote:
I just heard they are still making chamges in an effort to pass it. I think they will be making changes right up until the vote. Crazy.
Mar 22, 2017 02:39PM QuinnCat wrote:
Sadly, I think they will figure something out to make this pass. They always do. It's just a very inexperienced House Leader with poorly organized WH that don't know how to pass a bill to save their lives (LOL - in this case, pass a bill to NOT save lives).
Mar 22, 2017 07:56PM HomeMom wrote:
In regards to putting up a wall to stop drugs from coming into our country, the new so called health care act takes away the ability for drug addicts to get immediate help. One dad who went to all of DT's rallies singing about his son who died of a drug overdose, does not support the prez anymore because of that.
The wall is a campaign promise, it will do nothing to stem drugs coming in, they get here by boat, and by tunnels!
Mar 23, 2017 08:38AM nihahi wrote:
My thoughts are with you all today...will Congress vote politically, or morally...Time will tell.
Mar 23, 2017 09:03AM QuinnCat wrote:
Politically or morally? On the side that matters, those are not the two choices? Their choices are bad and worse
Mar 23, 2017 09:23AM nihahi wrote:
Agreed, Quinn, but as in the recent election...even with choices that range from "not perfect" to "hell no!"...there will be an outcome. I'm hoping for a "fail" on this current bill, then sanity stepping in to put in necessary improvements to the current ACA.
I've done the phone call, the email, the letter and even a tweet to my congressman...don't think he's going to go the way I want though...:(
Mar 23, 2017 10:05AM Artista928 wrote:
No CNN for me today. I can't watch.
Mar 23, 2017 10:47AM QuinnCat wrote:
Adding insult, today is the 7th year anniversary of the passage of the ACA
Mar 23, 2017 10:57AM 7of9 wrote:
Wall! If it was your daughter in Maryland you'd be screaming for it. No more sanctuary cities, schools, nothing. Then we can get decent healthcare for ourselves, fix the ACA or implement new, I don't care. But if we had free health care, I'd like to know how many people would drop out of the workforce - doesn't that hurt the economy too? Then again, if more parents were able to be home and watch their kids, keep them out of trouble, that would be a good thing. Answered my own question on that one....
Mar 23, 2017 11:44AM lovepugs77 wrote:
Why would universal healthcare make people drop out of the workforce? I have plenty of non-healthcare bills that have to be paid.
I actually think universal healthcare would HELP the workforce. It is very difficult to work when you are chronically ill and can't afford to get care. It is hard to keep a job when you miss a lot of days for illness because you can't afford to go to the doctor. Plus it would allow people to pursue jobs that they want rather than choose them based on benefits packages.
I was a teacher for 15 years. I loved my students, as well as the actual teaching, but could not stand all of the other nonsense. I left the classroom 3 years ago, and have spent that time building up a freelance client base. Now that I've built my business up, I am diagnosed with breast cancer, and am contemplating going back to the classroom. Not because I want to, but because of the healthcare benefits. I'm afraid that if congress gets their way, I won't be able to afford my insurance next year.
Mar 23, 2017 11:45AM pupmom wrote:
7of9, oh please, having "free", meaning paid for through taxes, health care does not pay the rent, utilities, and put food on the table, among all the other expenses families deal with.
Mar 23, 2017 11:51AM - edited Mar 23, 2017 11:56AM by nihahi
7of9...you certainly seem to have a pretty low opinion of people who don't share your "circumstances". I would like to know what facts have led you to believe that having Healthcare leads people to leave the workforce.
Labelling parents who either choose to, or must work as being bad parents is both ridiculous and completely unfounded.
Mar 23, 2017 12:14PM nihahi wrote:
If that horrific list of "essential benefits" is removed from Healthcare...what the heck IS covered?????
Mar 23, 2017 12:40PM 7of9 wrote:
3 out of 4 women in our office only make $12 an hour...if they had medical 2 said they wouldn't be here - they could get by on what their husbands make and watch grandkids full time. This wasn't an insult (please pull back the claws and fangs). I am looking at this from both angles as while I think employment should be a stipulation for health care unless medically unable, there is a big upshot that myself and many mothers can relate to. If medical wasn't so high or was covered, that frees up people to take care of their own kids and in turn, should improve grades, drop out rates, less kids in trouble.
Mar 23, 2017 01:16PM - edited Mar 23, 2017 01:19PM by Scwilly
7of9: I would say - 'walk in their shoes' - if you had a chance to live in a country that has 'universal' healthcare ( and thats not free healthcare thats healthcare that is paid for in bulk by society as a whole) then I wonder what you would think. I expect you would understand what difference it would make, and how much less stress there would be. I am sure it would be better to run a business and not have to worry about how (or spend time) to provide 'healthcare' to employees, i.e. insurance. You would be free to pay more and perhaps attract people who could live on that wage and pay their taxes appropriately and proportionally, based on their earnings.
I am shocked at the cruelty of the system of healthcare provision in the US. I heard on the radio news today from a chap in I think West Virginia - that people without insurance are not infact without healthcare as the have the ER to go to if they are ill (colds flu he said when questioned whether this would cover much - no one should go to the doctor with a cold or flu unless they are seriously ill with complications!!) And who do you think pays for that healthcare - its everyone with Insurance - so universal care through the back door.
The idea of only allowing healthcare to those that are working or medically unable to is also cruel. There are many areas where getting employment is difficult - and who would make the arbitrary decision who was medically unfit, would mental illnesses be considered. Also - what if you can't afford healthcare - what happens then. I think that if the society is caring then it can support its people who will in turn be more productive. I am shocked that a country where it would be impossible to become a leading politician if you didn't proclaim you were Christian or from some other acceptable religious group, yet it appears that the it is shameful to think the poor and needs should be cared for. (for the record I am an atheist)
(edited for typos)
Mar 23, 2017 02:16PM reflect wrote:
7of9, immigrants are significantly LESS likely to commit crimes than native born Americans. What happened in Maryland is horrifying, but blaming it on immigrants in general is ridiculous. Check out the facts: Google results for "Percentage of Immigrants who commit crime vs native born Americans"
It makes me angry when people fan the flames of fear and hatred without facts.