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All TopicsForum: Employment, Insurance, and Other Financial Issues → Topic: Anyone else dependent on Obamacare and worried?

Topic: Anyone else dependent on Obamacare and worried?

Forum: Employment, Insurance, and Other Financial Issues —

Employment, insurance, and financial concerns are common. Meet others here to discuss and for support.

Posted on: Nov 3, 2016 11:18AM

BosumBlues wrote:

I am stressing about this. My income is pathetically low and I am so very worried about the repeal of the law and loss of coverage. I would never be able to afford insurance without the subsidies. I anyone else in my situation?

Dx IDC
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Posts 1771 - 1789 (1,789 total)

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Mar 20, 2017 11:00AM QuinnCat wrote:

For what it's worth:

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Mar 20, 2017 11:44AM Amapola36 wrote:

Norway Is the World's Happiest Country, Survey Finds

Why isn't the U.S. happier? Social support, trust and generosity all play a role. "We're getting richer, but our social capital is deteriorating," Dr. Sachs said.

All top 10 countries are socialist, and 18 of the top 20! Just saying *grin*.


https://www.nytimes.com/2017/03/20/world/worlds-ha...

Oncotype score 16. Luminal A. Still landed in Chemo (CMF). Nothing but good times ahead! :) Dx 10/18/2016, IDC, Left, 2cm, Stage IB, Grade 2, 1/16 nodes, ER+/PR+, HER2-
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Mar 20, 2017 12:03PM LilacBlue wrote:

They eat lunch before or at 11:30am, how could they be the happiest?*/:) raised eyebrows

Nothing is ever the same as they said it was. It's what I've never seen before that I recognise. - Diane Arbus Dx 4/13/2012, DCIS, 6cm+, Stage IB, Grade 2, 0/1 nodes, ER+/PR+, HER2- Surgery 6/12/2012 Lymph node removal: Sentinel; Mastectomy: Left; Reconstruction (left): DIEP flap, Nipple reconstruction
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Mar 20, 2017 01:59PM Meow13 wrote:

SummerAngel, that's what I say. You have to have car insurance so what is the big deal about having health insurance.

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Mar 20, 2017 02:07PM - edited Mar 20, 2017 02:08PM by Artista928

Don't think you can compare car and health insurance. You don't have to have car insurance if you don't own a car, and many folks don't. Those of us who do, rates don't sky rocket like health insur does. My rate has gone up $20 for car insur over the past 5 years. I have a clean slate. I drive safe. If someone causes me to be in an accident, my rate won't go up and his/her insurance will have to pay. Health care? How much has premiums/rates/costs gone up every year regardless???? Also, who doesn't want to have health insurance? Probably the young and the healthy, but on this board, everyone wants it. Majority of us don't want to be put in high risk pools and the costs that come with that for the if in case stuff.

Dx 6/2/2015, IDC, Left, 6cm+, Stage IIIA, Grade 3, 1/4 nodes, ER+/PR+, HER2- (DUAL) Surgery 8/6/2015 Lymph node removal: Left, Sentinel; Mastectomy: Left; Prophylactic mastectomy: Right; Reconstruction (left): Tissue expander placement; Reconstruction (right): Tissue expander placement Chemotherapy 11/3/2015 AC + T (Taxotere) Radiation Therapy 5/2/2016 Whole-breast: Breast, Lymph nodes, Chest wall Hormonal Therapy 6/28/2016 Tamoxifen pills (Nolvadex, Apo-Tamox, Tamofen, Tamone) Surgery 12/9/2016 Reconstruction (left): Silicone implant; Reconstruction (right): Silicone implant Hormonal Therapy 2/14/2017 Femara (letrozole)
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Mar 20, 2017 04:08PM Meow13 wrote:

You are right the comparison is not really a good one.

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Mar 20, 2017 05:43PM Hopeful82014 wrote:

It's not a perfect comparison but there are some aspects that work. Combine it with all of having to pay for schools regardless of whether we have children or not and it comes pretty close.

Stage IIA. One known positive node at dx. Six months neoadjuvant Femara. Participating in Herceptin/Neuvax E-75 trial post-treatment. PALB2 mutation. Dx 9/2014, IDC, Left, 1cm, Stage IIA, Grade 2, ER+/PR-, HER2- Hormonal Therapy 10/13/2014 Femara (letrozole) Radiation Therapy 6/17/2015 Whole-breast: Breast, Lymph nodes Targeted Therapy 11/2/2015 Herceptin (trastuzumab) Surgery Lumpectomy: Left; Lymph node removal: Sentinel
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Mar 20, 2017 09:03PM Artista928 wrote:

I don't know about that. Ultimately without our health, we have nothing. All of us have been sidelined at some point or another in this journey, and many still are. The Trump admin doesn't think the program to feed our kids in school is important. For many, that's the only meal they get. And how is a kid going to learn/focus if he/she is hungry. At least in school he/she is fed one meal when there.

Make it universal healthcare and just watch people go to the doc when they should rather than wait until it's either too late, too advanced so costs more, or to the very expensive ER they go. No wonder other countries people live longer. They don't have to worry about affording the meds v food to survive.

Dx 6/2/2015, IDC, Left, 6cm+, Stage IIIA, Grade 3, 1/4 nodes, ER+/PR+, HER2- (DUAL) Surgery 8/6/2015 Lymph node removal: Left, Sentinel; Mastectomy: Left; Prophylactic mastectomy: Right; Reconstruction (left): Tissue expander placement; Reconstruction (right): Tissue expander placement Chemotherapy 11/3/2015 AC + T (Taxotere) Radiation Therapy 5/2/2016 Whole-breast: Breast, Lymph nodes, Chest wall Hormonal Therapy 6/28/2016 Tamoxifen pills (Nolvadex, Apo-Tamox, Tamofen, Tamone) Surgery 12/9/2016 Reconstruction (left): Silicone implant; Reconstruction (right): Silicone implant Hormonal Therapy 2/14/2017 Femara (letrozole)
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Mar 21, 2017 08:11AM cive wrote:

Automobile insurance may cost you  $100/month while health insurance may cost $1000/month.  So there are some people that absolutely can not afford health insurance without some help.  If resources are provided to make health insurance affordable, then I believe that it should fall into the same category as automobile insurance and be a requirement.  Not everyone contributes support to schools, only those that actually own property since it is supported at the local level in most places. 

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Mar 21, 2017 08:25AM SummerAngel wrote:

The car insurance comparison was just an illustration, I never meant to imply they are the same. However, it's not true that your rates generally won't go up unless you do something "wrong". Rates in Colorado just went up 5-10% for nearly everyone, including me, because of the state I live in. It's easily Googled if you want to read about it.


Age at dx: 45. Oncotype, left-side tumor: 9. Right side had multifocal IDC and "extensive" LCIS. Isolated tumor cells in 1 right-side node. Dx 4/3/2015, IDC, Left, 2cm, Stage IIA, Grade 1, 0/3 nodes, ER+/PR+, HER2- (FISH) Dx 4/27/2015, IDC, Right, 1cm, Grade 1, 0/2 nodes, ER+/PR+, HER2- (FISH) Surgery 6/1/2015 Lymph node removal: Sentinel; Mastectomy: Left, Right Surgery 6/1/2015 Reconstruction (left): Tissue expander placement; Reconstruction (right): Tissue expander placement Surgery 8/27/2015 Reconstruction (left): Fat grafting, Silicone implant; Reconstruction (right): Fat grafting, Silicone implant Surgery 12/3/2015 Reconstruction (left): Fat grafting, Nipple reconstruction; Reconstruction (right): Fat grafting, Nipple reconstruction
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Mar 21, 2017 10:09AM QuinnCat wrote:

I don't know why car insurance was brought up to begin with, but here's where it might be compared. We are all suppose to have it in my state, by law. Maybe not for the reason to protect oneself in an accident, as in health insurance, but to take the burden off of other drivers that would have an accident with someone uninsured, though we still carry "uninsured" motorist coverage.

It's sort of like not having to pay for the 28 year old who thought he was too healthy to buy health insurance and the rest of us end up paying for him anyway when he/she goes to the emergency room.

And here's another way it could be comparable. If there are a bunch of cheap health insurance plans with lousy coverage out there, perhaps we will end up paying for those that decide to purchase those plans too. In car insurance parlance, that is insuring against the "underinsured" motorist. And if you don't have that in your car insurance plan, you should look into it. And here I deviate. I know of a young woman who was a passenger in her friend's car - the friend had bare bones car insurance. They had a horrible accident and this woman's insurance did little more than an ambulance ride. At that point, the passenger was able to go after her own car insurance because she had good "underinsured" motorist coverage.

Not all insurance is created equal and I fear the GOP will be selling us trash, or likely nothing in rural areas, where markets cannot be created. Of course, unlike the way they treated Obamacare (hoping it would fail), they will surely protect insurance companies thru the process so that it appears the market is doing ok...until years later they pull the plug and we are back to 2008.


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Mar 21, 2017 12:11PM pupmom wrote:

I have no doubt that the GOP will feed us trash "insurance." Until at least 2018 they are in charge, so we have to do whatever we can to protect ourselves.

Life is what happens while we're making other plans. Dx 10/18/2011, IDC, 1cm, Stage IIA, Grade 1, 2/21 nodes, ER+/PR+, HER2-
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Mar 21, 2017 12:19PM april485 wrote:

Thinking you may all find this interesting....


Trump Fails To Close Deal On Health Care Repeal

The president told the House GOP there will be primaries if his repeal fails, but conservatives said they "do not have the votes."

By Michael McAuliff , Matt Fuller Andrew Harrer/Bloomberg via Getty Images President Donald Trump made a pitch for his health care legislation to Republicans on the Hill Tuesday.

WASHINGTON ― President Donald Trump made a personal pitch for his Affordable Care Act repeal bid Tuesday, promising that Republicans who vote against the bill will face political consequences.

With a House vote on the Republican plan set for Thursday, both more moderate and more conservative lawmakers are raising serious objections and questions about whether the bill can pass.

Trump argued that the party's future ― and by extension, his legacy ― is on the line. And if members did not fall in line, especially the conservatives of the House Freedom Caucus, Republicans would pay a price.

"If the Freedom Caucus kills this bill, which they could, then they will have voted to continue Obamacare, which, as the president pointed out, in 2018 probably means we would lose the House and the Senate," said Rep. Chris Collins (R-N.Y.).

"This is do or die on Thursday for the Republicans in the midterm election," Collins said.

Indeed, the legislative stakes are high for a new president who brings with him no experience shepherding major bills through Congress, having never served in government. Both his political capital and much of his remaining domestic legislative agenda rests on passage of this, lawmakers said. Trump seems to recognize that, and his 45-minute pitch to House Republicans came as members on both sides of the Capitol were weighing revisions to make the bill more palatable to all.

But even with these moves and the stakes Trump laid out Tuesday, the president ― at least so far ― appeared to have swayed only a few votes.

"I moved from a lean no to a no," said Rep. Lou Barletta (R-Pa.), a former Trump surrogate who said he is worried undocumented immigrants would take advantage of the GOP plan.

More troubling for Trump and House Speaker Paul Ryan (R-Wis.), however, was that they do not appear to have won over Rep. Mark Meadows (R-N.C.), the chairman of the House Freedom Caucus.

"They do not have the votes right now," Meadows said, adding that he doubted his colleagues would get on board if leaders delay the vote.

"I've had no indication that any of my Freedom Caucus colleagues have switched their vote," Meadows said. "I'm not giving numbers. There's still more than enough to make sure that we need to continue the discussion."

Still, other Republicans were all in with Trump, largely because of the political implications if the GOP fails.

"He said look, if you don't get behind this, you all ran on repealing Obamacare. It looks like you'd be ripe for a primary if you don't keep your promise," said Rep. Blake Farenthold (R-Texas).

Even that was not sufficient for some of the GOP's more maverick conservatives.

"I think if we do do this, we lose the majority," said Rep. Mo Brooks (R-Ala.).

Trump singled out Meadows in the closed-door meeting, noting that Meadows was for Trump before Trump was even a candidate, several members said. He also ― apparently jokingly ― told Meadows "I'm coming after you!" according to Rep. Bill Flores (R-Texas), who said the line nevertheless got cheers.

"The way the crowd responded was pretty interesting," Flores said.

Interesting was not the word Meadows used to describe the overall situation, even as he professed to have faith in Trump.

"I certainly still think the president is the best guy to bring this home and close this deal out," Meadows said. "Hopefully we'll be able to do that, but if everyone's entrenched at this particular point, it's going to be a very difficult 48 hours."

Trump was setting up meetings with individual holdouts in the Freedom Caucus, but it was unclear what he could offer them.

Meadows told reporters that Ryan and the other House leaders were no longer negotiating changes.

"Fear has been a huge dictator in my life - so I am trying to stage a coup!" ~ a friend Dx 1/30/2013, DCIS, <1cm, Stage 0, Grade 2, ER+/PR+ Surgery 2/20/2013 Lumpectomy: Left Surgery 3/10/2013 Lumpectomy: Left Radiation Therapy 4/21/2013 3DCRT: Breast Hormonal Therapy 6/19/2013 Aromasin (exemestane) Hormonal Therapy 1/1/2016 Femara (letrozole)
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Mar 21, 2017 02:14PM Scwilly wrote:

Bully Trump in action. In my opinion, I think passing this bill will (hopefully) not go down well with the electorate. The politicians are dammed if they do and dammed if they don't.

Dx 11/4/2013, IBC, Left, 2cm, Stage IIIB, Grade 2, 0/3 nodes, ER-/PR-, HER2- Chemotherapy 11/14/2013 AC Chemotherapy 1/14/2014 Taxol (paclitaxel) Surgery 4/29/2014 Lymph node removal: Left, Underarm/Axillary; Mastectomy: Left Radiation Therapy 6/24/2014 Whole-breast: Breast, Lymph nodes, Chest wall Dx 2/16/2015, DCIS, Right, 2cm, Stage 0, Grade 2, 0/6 nodes, ER+/PR-, HER2- Surgery 4/6/2015 Lymph node removal: Sentinel; Mastectomy: Right; Reconstruction (left): DIEP flap; Reconstruction (right): DIEP flap Surgery 3/23/2016 Reconstruction (left): Fat grafting; Reconstruction (right): Fat grafting Dx 11/15/2016, Stage IV, metastasized to liver, ER+ Hormonal Therapy 11/15/2016 Arimidex (anastrozole) Targeted Therapy 2/17/2017 Ibrance (palbociclib)
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19 hours ago Meow13 wrote:

I just heard they are still making chamges in an effort to pass it. I think they will be making changes right up until the vote. Crazy.

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19 hours ago QuinnCat wrote:

Sadly, I think they will figure something out to make this pass. They always do. It's just a very inexperienced House Leader with poorly organized WH that don't know how to pass a bill to save their lives (LOL - in this case, pass a bill to NOT save lives).

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13 hours ago HomeMom wrote:

In regards to putting up a wall to stop drugs from coming into our country, the new so called health care act takes away the ability for drug addicts to get immediate help. One dad who went to all of DT's rallies singing about his son who died of a drug overdose, does not support the prez anymore because of that.


The wall is a campaign promise, it will do nothing to stem drugs coming in, they get here by boat, and by tunnels!

Dx 3/31/2014, IDC, 2cm, Stage IIB, Grade 1, 3/29 nodes, ER+/PR+, HER2- Surgery 4/14/2014 Lumpectomy: Left Surgery 5/5/2014 Lymph node removal: Left, Underarm/Axillary; Mastectomy: Left; Reconstruction (left): Tissue expander placement Chemotherapy 5/29/2014 AC Chemotherapy 7/24/2014 Taxol (paclitaxel) Radiation Therapy 10/15/2014 Hormonal Therapy 12/14/2014 Arimidex (anastrozole)
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40 minutes ago nihahi wrote:

My thoughts are with you all today...will Congress vote politically, or morally...Time will tell.

"Comparison is the thief of joy" Dx 10/1991, IDC, 2cm, Stage II, 0/7 nodes, ER+/PR- Surgery 11/6/1991 Mastectomy: Right Chemotherapy 11/28/1991 Fluorouracil (5-fluorouracil, 5-FU, Adrucil), Methotrexate (Amethopterin, Mexate, Folex) Hormonal Therapy 5/30/1992 Tamoxifen pills (Nolvadex, Apo-Tamox, Tamofen, Tamone) Surgery 10/6/1992 Reconstruction (right) Surgery 5/6/1997 Reconstruction (right) Surgery 4/11/2013 Reconstruction (right): Free TRAM flap Surgery 1/7/2014 Reconstruction (right) Surgery 4/13/2014 Reconstruction (right): Nipple reconstruction
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15 minutes ago QuinnCat wrote:

Politically or morally? On the side that matters, those are not the two choices? Their choices are bad and worse

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