Topic: Fired on 2/3

Forum: Employment, Insurance, and Other Financial Issues — Employment, insurance, and financial concerns are common. Meet others here to discuss and for support.

Posted on: Feb 8, 2017 08:54PM

Posted on: Feb 8, 2017 08:54PM

tangandchris wrote:

Lost my job last Friday and I'm still trying to piece everything together. I'm fighting depression big time and not sure that I'm going to be successful. I feel like a failure at this point and the thought of having to pick myself up and look for a new job is terrifying. I worked there only 3 years but it was a good fit as I was working from home. I'm still struggling with the SE'S of treatment and AI's and being home allowed me to work and juggle that to some extent.

My insurance will end at the end of this month and I'm very scared. I have appointments lined up with MO and PCP on the 20th. But not having insurance is not a place I thought I'd be in after dealing with breast cancer. Not to mention that I'm dealing with major arthritis problems now that are going to be pretty much untreated as a result of this.

I'm heading into pity party mode pretty quickly here. It's been suggested by my parents that I should look into disability. It's so depressing to be in this place.

Thx for letting me talk.

My reconstruction with TE's failed...had them removed because of infection. I am still unsure of if or when I will try again. Dx 10/24/2013, IDC, 2cm, Stage IIIA, Grade 2, 6/25 nodes, ER+/PR+, HER2- Surgery 11/22/2013 Lymph node removal; Lymph node removal (Left); Mastectomy; Mastectomy (Right); Prophylactic mastectomy; Prophylactic mastectomy (Left); Reconstruction (Left): Tissue Expander Chemotherapy 2/12/2014 Adriamycin (doxorubicin), Cytoxan (cyclophosphamide), Taxotere (docetaxel) Dx 10/2020, Stage IV, metastasized to other, ER+/PR-, HER2-
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Feb 10, 2017 03:54PM Lisey wrote:

Tang, just a thought. Given the unknown about the ACA.. you may want to find a way to pay for Cobra because if the pre-existing conditions clause comes back into play, not having any insurance will hurt you for the long future. So long as you have continuous coverage, the pre-existing clause doesn't hurt you. Having insurance without gaps may be very important in the future.

Oncotype =20, ER 95%, PR 5%, ki67= 30%, Mammoprint = Low, Blueprint = Luminal A!!!! TEs= Iron Bra of Death - not worth all the complications for foobs that I'll never feel. Flat and fealess now. Dx 5/11/2016, IDC, Right, 1cm, Stage IA, Grade 2, 0/6 nodes, ER+/PR+, HER2- Surgery 6/1/2016 Lymph node removal: Sentinel Surgery 6/14/2016 Mastectomy: Left, Right; Reconstruction (left): Tissue expander placement; Reconstruction (right): Tissue expander placement Surgery 7/6/2016 Mastectomy: Left, Right Hormonal Therapy 7/14/2016 Tamoxifen pills (Nolvadex, Apo-Tamox, Tamofen, Tamone)
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Feb 19, 2017 10:49PM tangandchris wrote:

I haven't really posted in a while. I have my last MO appointment tomorrow before insurance runs out. I'm still up in the air on how to proceed with all this stuff. In all honesty I'm overwhelmed and depressed. It's alot of effort to get my 7 year old out the door for school in the morning, after that I'm done.

I'm nervous about tomorrow. I'm afraid something will be found and no insurance....on the flip side I'm afraid nothing will be found and by the time I can go back it'll be too late.

I do have a strange blister like thing close to my arm pit on the radiated side that needs looking at.

Anyway I just wanted to reach out again and not feel so alone. Thx

My reconstruction with TE's failed...had them removed because of infection. I am still unsure of if or when I will try again. Dx 10/24/2013, IDC, 2cm, Stage IIIA, Grade 2, 6/25 nodes, ER+/PR+, HER2- Surgery 11/22/2013 Lymph node removal; Lymph node removal (Left); Mastectomy; Mastectomy (Right); Prophylactic mastectomy; Prophylactic mastectomy (Left); Reconstruction (Left): Tissue Expander Chemotherapy 2/12/2014 Adriamycin (doxorubicin), Cytoxan (cyclophosphamide), Taxotere (docetaxel) Dx 10/2020, Stage IV, metastasized to other, ER+/PR-, HER2-
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Feb 19, 2017 11:09PM minustwo wrote:

Tang&Chris - in your pocket tomorrow. Hoping everything will be good & the blister is nothing.

I think you have a period to decide about Cobra before you have to commit. Maybe 30 days?

I also suspect that signing up for ACA because of a 'life event' will also have a grace period. It might be a good idea to get enrolled in case that enrollment date becomes relevant in the days to come.

2/15/11 BMX-DCIS 2SNB clear-TEs; 9/15/11-410gummies; 3/20/13 recurrance-5.5cm,mets to lymphs, Stage IIIB IDC ER/PRneg,HER2+; TCH/Perjeta/Neulasta x6; ALND 9/24/13 1/18 nodes 4.5cm; AC chemo 10/30/13 x3; herceptin again; Rads Feb2014
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Feb 20, 2017 08:20AM tangandchris wrote:

Thx friend.....I feel you in there ☺

I'm going to work on those insurance issues this week. I'm still waiting to hear if they are going to deny unemployment benefits or not.

I'm getting wait to used to life crisis' at this point.

My reconstruction with TE's failed...had them removed because of infection. I am still unsure of if or when I will try again. Dx 10/24/2013, IDC, 2cm, Stage IIIA, Grade 2, 6/25 nodes, ER+/PR+, HER2- Surgery 11/22/2013 Lymph node removal; Lymph node removal (Left); Mastectomy; Mastectomy (Right); Prophylactic mastectomy; Prophylactic mastectomy (Left); Reconstruction (Left): Tissue Expander Chemotherapy 2/12/2014 Adriamycin (doxorubicin), Cytoxan (cyclophosphamide), Taxotere (docetaxel) Dx 10/2020, Stage IV, metastasized to other, ER+/PR-, HER2-
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Mar 30, 2017 09:26PM gardengypsy wrote:

Hey tangandchris~Your situation is such an indictment of our pathetic system. I hope you aren't completely stressed and that some of the resources above were helpful.

Surgery 12/3/2015 Lymph node removal; Mastectomy; Reconstruction (Left): Tissue Expander Chemotherapy 1/9/2016 AC + T (Taxol) Surgery 5/23/2016 Hormonal Therapy 5/28/2016 Tamoxifen pills (Nolvadex, Apo-Tamox, Tamofen, Tamone) Radiation Therapy 6/5/2016 Whole breast: Breast, Lymph nodes, Chest wall Dx 2/2021, Other, Stage IV, metastasized to other, ER+/PR+, HER2- Targeted Therapy Verzenio
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Apr 2, 2017 11:20PM tangandchris wrote:

thx so much....I actually became so overwhelmed and depressed by all of this that I didn't get the insurance worked out. I'm embarrassed to admit that, but its the truth. Hopefully I can make some positive headway.

My reconstruction with TE's failed...had them removed because of infection. I am still unsure of if or when I will try again. Dx 10/24/2013, IDC, 2cm, Stage IIIA, Grade 2, 6/25 nodes, ER+/PR+, HER2- Surgery 11/22/2013 Lymph node removal; Lymph node removal (Left); Mastectomy; Mastectomy (Right); Prophylactic mastectomy; Prophylactic mastectomy (Left); Reconstruction (Left): Tissue Expander Chemotherapy 2/12/2014 Adriamycin (doxorubicin), Cytoxan (cyclophosphamide), Taxotere (docetaxel) Dx 10/2020, Stage IV, metastasized to other, ER+/PR-, HER2-
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Apr 3, 2017 12:49AM meow13 wrote:

tangandchris, thinking about you hoping everything works out.

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Apr 3, 2017 08:41AM tangandchris wrote:

thx for thinking of me...really means alot💗

My reconstruction with TE's failed...had them removed because of infection. I am still unsure of if or when I will try again. Dx 10/24/2013, IDC, 2cm, Stage IIIA, Grade 2, 6/25 nodes, ER+/PR+, HER2- Surgery 11/22/2013 Lymph node removal; Lymph node removal (Left); Mastectomy; Mastectomy (Right); Prophylactic mastectomy; Prophylactic mastectomy (Left); Reconstruction (Left): Tissue Expander Chemotherapy 2/12/2014 Adriamycin (doxorubicin), Cytoxan (cyclophosphamide), Taxotere (docetaxel) Dx 10/2020, Stage IV, metastasized to other, ER+/PR-, HER2-
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Apr 6, 2017 07:52AM Kattysmith wrote:

I feel your pain, Tangandchris. I don't get on this site very often, but saw your post and hope like hell that things are working out. I got laid off in October 2015 after almost 15 years with my company. I was diagnosed Stage 4 that same week. Like you, I was the breadwinner and provided insurance for myself and my husband. We've been on COBRA ever since then, only because a generous and kind immediate family member paid for it, over $1000 per month. It runs out at the end of April and they denied an extension, even though I'm Stage 4 and on disability. I didn't notify them during a specific time frame. :(

I go on Medicare as of late August and am working on getting some help through MD Anderson & Pfizer, plus applying for a gap policy through ACA, although no providers offer MD Anderson in network in Texas. Bastards.

I wish you the very best in every possible way. It is crushing to have to deal with insurance while fighting to stay alive and healthy. I often joke that I'm not afraid of death, but I am afraid of being destitute or of leaving my aging husband destitute, which is true. It is criminal that in this country we have to cope with this on top of being ill. The women on this site have a tremendous amount of resources and tried and true advice. Hold tight to your family and enlist someone you trust as your advocate to help you deal with insurance and other financial resources, so you can have more time and energy to spend with your child. My heart goes out to you, little sister.


First diagnosed borderline Stage 2 IDC, left breast in 2003. No problems until a surprise (!) Stage IV recurrence in 2015! In addition to treatments listed below, I started monthly injections of Xgeva for bone support in July 2016. Dx 10/23/2015, Left, Stage IV, metastasized to other, Grade 3, 0/3 nodes, ER+, HER2- Chemotherapy 11/3/2015 AC Hormonal Therapy 2/4/2016 Femara (letrozole) Targeted Therapy 2/4/2016 Ibrance (palbociclib) Immunotherapy 12/22/2018 Hormonal Therapy Faslodex (fulvestrant)

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