Topic: "Blended" short term disability and sick leave?

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Posted on: Apr 16, 2017 10:58AM - edited Apr 16, 2017 10:59AM by aquilegia

Posted on: Apr 16, 2017 10:58AM - edited Apr 16, 2017 10:59AM by aquilegia

aquilegia wrote:

Does anyone have experience with using paid sick leave to supplement STD ? I'll be having a mastectomy/DIEP reconstruction, which could be up to 6 weeks off of work (I'm hoping to return at 4 weeks). My company's self-insured California STD pays 55% of salary, but is capped, so I'd be losing a lot of pay. I have 4 weeks of sick leave banked that I'd like to use to supplement the STD. I have read that it's sometimes possible to use sick leave to make up the difference. Has anyone done that, or been told that you could not do it?

Dx 1996, DCIS, Right, <1cm, Stage 0, Grade 2 Surgery 4/8/1996 Lumpectomy: Right Dx 1998, LCIS/DCIS, Right, <1cm, Stage 0, Grade 3 Surgery 2/10/1998 Lumpectomy: Right Dx 12/23/2016, DCIS, Right, <1cm, Stage 0, Grade 2, ER+/PR+ Surgery 2/16/2017 Lumpectomy: Right Dx 2/21/2017, DCIS, Right, 5cm, Stage 0, Grade 3, ER+/PR+ Surgery 6/1/2017 Mastectomy: Right; Reconstruction (right): DIEP flap
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Apr 16, 2017 07:10PM artistatheart wrote:

Hi aquilegia,

it seems as if these policies are so varied from company to corporation eat that it is hard to pin down individual instances. i would check with your HR person. They should know all the ins and outs...

Dx 7/22/2015, ILC, Left, 4cm, Stage IV, Grade 3, ER+/PR+, HER2- Hormonal Therapy 8/10/2015 Femara (letrozole) Targeted Therapy 8/25/2015 Ibrance (palbociclib) Hormonal Therapy Faslodex (fulvestrant)
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Apr 16, 2017 08:45PM nancyhb wrote:

I had to use up my sick time before my LTD would kick in (my sick time was my STD). Like you I worried about the reduction in salary (LTD only pays 66% of base salary) but discovered that my LTD check was very close to my previous check because there were no deductions for insurance, retirement, etc. it wasn't as bad as I had feared, and was even more helpful when I ended up needing extra time off due to a post-operative infection.

My surgeon required a minimum of 6 weeks off post-op, saying most people are at about 75% by then. I don't know that I would have been able to go back to work at four weeks; I wasn't able to stand up straight until three weeks, and didn't have nearly as much stamina as I'd hoped for. With my infection and re-hospitalization x 2, I ended up taking 10 weeks off. You might want to check with your surgeon regarding your anticipated timeframe, it might not be completely realistic. It's a huge surgery, and recovery is very slow.

I wish you much luck and speedy healing!
"Be happy for this moment. This moment is your life." - Omar Khayyam Surgery 12/4/2011 Lumpectomy; Lumpectomy (Left); Lymph node removal Chemotherapy 1/18/2012 AC + T (Taxol) Radiation Therapy 6/11/2012 Whole breast: Breast, Lymph nodes Surgery 2/14/2016 Lumpectomy; Lymph node removal; Lymph node removal (Left) Chemotherapy 2/29/2016 Cytoxan (cyclophosphamide), Taxotere (docetaxel) Surgery 7/20/2016 Mastectomy; Mastectomy (Left); Reconstruction (Left): DIEP flap Chemotherapy 6/2/2022 Surgery 6/2/2022
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Apr 17, 2017 06:50PM pajim wrote:

aquilegia, I second the suggestion of talking with your HR department. If they're not helpful, can your supervisor advocate for you?

My company also self-insures for STD, and they've made all sorts of accommodations for me. Often companies want to help, you just have to ask.

[I do agree that some companies are not helpful, but you don't know that yet]

Dx 4/20/2008, IDC, Right, 4cm, Stage IIIA, Grade 2, 1/15 nodes, ER+/PR+, HER2- Dx 2/1/2013, IDC, Stage IV, metastasized to bone, mets, ER+/PR+, HER2- Hormonal Therapy 2/26/2013 Femara (letrozole) Hormonal Therapy 4/21/2013 Faslodex (fulvestrant) Targeted Therapy 2/24/2016 Ibrance (palbociclib) Chemotherapy 6/18/2017 Xeloda (capecitabine) Targeted Therapy 8/14/2018 Verzenio Chemotherapy 1/1/2019 Halaven (eribulin) Chemotherapy 12/29/2019 CMF
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Apr 27, 2017 08:57PM aquilegia wrote:

Happily, I can report that my employer is quite flexible - they will let me use sick leave to supplement short-term disability and to cover premiums, which aren't paid while on leave. Getting the paperwork I need out of Kaiser was challenging - they will use only their own FMLA forms, and the sequence of requests to start a claim was very confusing. But I figured it out, finally.

Dx 1996, DCIS, Right, <1cm, Stage 0, Grade 2 Surgery 4/8/1996 Lumpectomy: Right Dx 1998, LCIS/DCIS, Right, <1cm, Stage 0, Grade 3 Surgery 2/10/1998 Lumpectomy: Right Dx 12/23/2016, DCIS, Right, <1cm, Stage 0, Grade 2, ER+/PR+ Surgery 2/16/2017 Lumpectomy: Right Dx 2/21/2017, DCIS, Right, 5cm, Stage 0, Grade 3, ER+/PR+ Surgery 6/1/2017 Mastectomy: Right; Reconstruction (right): DIEP flap

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