Jun 13, 2019 01:41PM vlnrph wrote:
This is something I have not investigated but I would also question what type of skin cancer is covered. The most common, basal cell (a result of sun exposure) is so frequent/benign once treated, that it does not even get included in reporting statistics. Squamous and of course melanoma are a different story...
Keep in mind that, in the US, metastatic disease will often qualify one for Social Security Disability Income. When approved, after a five month waiting period you receive the amount which you would get at full retirement age. By my calculation, this policy costs just under $200 a year per person. If individual underwriting is not required, where you would have to disclose medical history, genetic testing results, etc I might seriously consider it because it is estimated that around 25% of early stage BC will eventually recur.
I also wonder whether you would have to show proof of regular screenings like mammograms and colonoscopies. With the latter, malignancies can literally be nipped in the bud since the diagnosis comes with automatic treatment as the offending polyp is removed!