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May 28, 2020 01:50PM
It depends on where you live and what your income level is. I live in California, which has fully embraced the Affordable Care Act.
I had reason to be extremely grateful for that in 2016. Just 6 weeks after being diagnosed with breast cancer the Film Production company that my husband and I both worked for closed it's doors with absolutely no notice. I was sitting in a chair getting chemo when the head of Human Resources called to say we had one week to find new insurance.
I made a couple of phone calls and was able to get a policy through Covered California that turned out to be the best insurance I've ever had. Because we were both unemployed, our premiums were low ($400.00 per month) and out of pocket was basically zero. I estimated that the ACA saved me over $90,000 in copays and premiums over the two years we had it.
If you live in a Republican state your options are probably a lot more limited. That being said, it' should be more affordable than COBRA, which is prohibitively expensive.
You may want to call your state's insurance commissioner or ACA exchange to see if they have an option that's right for you.
Good luck. I'm sorry you have to deal with this on top of everything else.
8/30/2016, IDC, Left, 1cm, Stage IIA, Grade 2, 1/2 nodes, ER+/PR+, HER2-
8/30/2016, IDC, Right, 1cm, Stage IA, Grade 3, 0/1 nodes, ER-/PR-, HER2-
9/6/2016, IDC, Left, 1cm, Stage IIA, Grade 2, 1/2 nodes, ER+/PR+, HER2-
9/28/2016 AC + T (Taxol)
4/4/2017 Lymph node removal: Sentinel; Mastectomy: Left, Right; Reconstruction (left): DIEP flap; Reconstruction (right): DIEP flap
8/4/2017 Xeloda (capecitabine)